Author: Ed Barton

You likely have life insurance. You know that your family will be okay should your life end prematurely. But what if you become disabled? There’s a good chance you don’t have sufficient resources or insurance to replace lost income if you find yourself unable to work. Most Americans fail to consider the ramifications of short… Continue reading 6 Steps To Disability Financial Security

One set of costs that will quickly become significant to you when you’re purchasing a home is buyer closing costs. Closing costs are the variety of fees charged to you by those involved in the sales transaction. Typically, these costs run from 2 to 4 percent of the sales price but vary with geographical location… Continue reading 7 Tips To Lower Closing Costs

Unexpected losses can put the best-laid financial plans in turmoil. Insurance coverage is necessary to protect against unexpected costs, property loss, and disability. There are no universal answers to the question of how much insurance is enough. Situations vary. A single 22-year-old, unmarried, in perfect health, without dependents, has different needs than a 35-year-old working… Continue reading 9 Insurance Mistakes Most People Make

No matter how many people there may be in your family, your grocery bill can be one of the most expensive items you have to pay for. But with some planning and creativity, there are at least seven ways you can cut your spending at the grocery store. The first thing you can do is… Continue reading 7 Tips To Save Money on Your Groceries

While insurance can seem like a waste of money, there are certain types of insurance that are important. You rarely get any benefit from making those monthly insurance payments. After all, how many times has your house been struck by an earthquake or a catastrophic fire? It just doesn’t happen very often, but sometimes it… Continue reading 4 Insurance Policies To Get and 2 Not To

The retirement years are meant to be golden. By retirement age, you’ve likely worked for 40+ years, and you can finally relax, enjoy family, and visit friends. Unfortunately, staying financially stable, though, is often a challenge. Working through these tasks will help you maintain financial stability when you retire: Understand the key to stability. The… Continue reading 6 Retirement Planning Essentials

Debt can be overwhelming, especially when we’ve taken on too much of it. It looms over our heads, overshadowing everything else at times. Getting into debt has become easier than it once was, and one of the results is more people who have trouble making ends meet. It may seem impossible to get out of… Continue reading 5 Ways To Start Getting Out of Debt