Life insurance is a vital safety net to have for the Family. Because one never knows what will happen, having a good life insurance policy in force is a great way to ensure your family will be provided for should something unforeseen occur. You may ask, “How much life insurance do I need?” There are… Continue reading How Much Life Insurance Do You Need?
How often do you think about your auto insurance rates? If you’re like many, you only consider your rates during renewals. If so, you may be surprised that auto insurance companies periodically raise insurance rates. Therefore, you might have taken the best deal for insurance when you first bought it, but now, you could be… Continue reading 6 Times To Check Your Auto Insurance Rates
Q: I’m considering private mortgage insurance (PMI) on the new home I want to buy. Is this a good idea, and do I need PMI? A: PMI is an extra fee that you pay every month with your mortgage. It is designed to keep the lender safe if you default on the home loan. You… Continue reading Just Say No To Private Mortgage Insurance (PMI)
In every area of your life, submitting yourself to a checkup is essential to determine your health. That way, you can make course corrections and ensure that you remain on the path to the success you were born to experience. This is especially true about your finances. Your fiscal health affects your overall sense of… Continue reading How To Do A Personal Finance Review
Do you already have coverage? If yes, go over your current policy to assess how much coverage you already have. Dropping and replacing an existing policy with a new one can be costly. Figure out how much coverage you need. Ideally, you should purchase enough coverage to replace your income. You may want additional coverage… Continue reading 10 Steps To Determine Your Life Insurance Needs
There are many career choices within the accounting field, and accountancy auditing careers is just one. Auditing is essential, and it is considered an integral part of business finances. Auditors are greatly needed to examine, analyze, and verify the business finances. The Bureau of Labor claims that accountancy auditors are in demand now and in… Continue reading Considering An Auditing Career?
Buying commercial property can be challenging. The properties can be costly, and you’ll usually need a down payment of at least 35%. Fortunately, there are many opportunities to fund commercial real estate creatively. Always remember that commercial real estate owners are business people. Everything is negotiable. You might be surprised by what a seller is… Continue reading 8 Creative Financing Ideas For Real Estate Investors
Compulsive spending involves feeling compelled to spend money on items you don’t want or need. Sometimes, you might spend money on items you already have plenty of. For example, even though you love getting new shoes, if you already have 20 pairs of them, it’s probably safe to say you don’t need another. Signs You… Continue reading Are You A Compulsive Spender?
The decision to go from renter to homeowner is a big one. When you own your own home, there are a lot of responsibilities, but there are also a lot of benefits. Buying a home for the first time can be intimidating. The reason it’s daunting is because, for most individuals, it’s the single largest… Continue reading Practical Tips For First Time Home Buyers
I know you still have about three months until you have to think about year-end and file your U.S. tax forms, but now is an excellent time to think about taxes. Many adults with ADD would rather scrub the floor with a toothbrush than work on preparing their taxes. Here are some tips to help… Continue reading Adult ADD and Taxes – It’s A Legit Issue…