Author: Ed Barton

You should always expect the unexpected! You can be prepared for the unexpected by having an emergency fund set aside. An emergency fund is the best defense against a financial emergency.  Many doubt they can afford to start, build, and maintain an emergency fund. But the truth is you can’t afford not to have one.… Continue reading Do You Need an Emergency Fund?

Some of us enjoy being single, and some of us don’t. But there’s no arguing that being single can be more financially challenging. An additional income is a great advantage, and two people have relatively similar living expenses as a single person. Being single means having to pay for everything yourself. If you’re living life… Continue reading 6 Habits of Financially Successful Singles

Bad credit is a more serious problem than most of us realize. You’re probably aware that a low FICO score can make getting a loan for a home or car difficult or impossible. However, you may not realize that bad credit can make getting a job difficult. Bad credit can also mean that you pay… Continue reading Secrets To Getting Negative Items Off Your Credit Report

Bad credit is a more serious problem than most of us realize. You’re probably aware that a low FICO score can make getting a loan for a home or car difficult or impossible. However, you may not realize that bad credit can make getting a job difficult. Bad credit can also mean that you pay… Continue reading How To Get Negative Comments Removed From Your Credit Report

Would you take advantage of this tool if you knew of a tool that could bring your mind, family, and finances into harmony, dramatically reduce stress, and make life’s challenges much more manageable? Such a tool does exist. A budget allows you to take control of your finances instead of your finances controlling you. You… Continue reading 4 Critical Budgeting Tips

Debt has practically become a national pastime. The United States and its citizens essentially run on credit. While credit can be a great convenience, it can also create significant financial challenges. Carrying too much debt creates a lot of unnecessary unnecessary costs and stress. Anyone who’s had a sleepless night because of debt knows how… Continue reading Do You Have Too Much Debt?

HOW TO BENEFIT FROM A HOME WARRANTY PLAN Q: I am considering a home warranty plan but am unsure if the cost is worth it. What are the benefits of a home warranty plan?  A: A home warranty plan protects you from unexpected house repairs. Although plans vary, they frequently cover appliances, plumbing issues, ductwork,… Continue reading Does A Home Warranty Make Sense?

You probably spent much time getting disciplined to save money for your home purchase. You must carry this financial discipline through the escrow period, or you could encounter problems. Budget for Closing Costs – Property Taxes, Legal Fees, and Such When you decided to purchase a home, you went through several steps to get your… Continue reading Did You Budget For Closing Fees?