Category: Archive

The dream of many investors is to build enough net worth to be able to invest in a private equity fund as a limited partner. However, private equity frequently underperforms index funds. These mystical funds can invest in private businesses and various other securities. Such great flexibility and sophistication should ensure excellent results, but this… Continue reading 6 Reasons Why Index Funds Often Outperform Private Equity

  When assessing a business for acquisition or turnaround, focus on six basics – Management, Assets, Strategy, Revenue, Costs, and Potential synergies/M&A. What might look good on a spreadsheet or a presentation often fails one or more basic. Be ready to make quick changes. Too often, we get enamored with the potential of a business… Continue reading Focus On Business Basics

  Leveraged loans, covenant-lite agreements, and historically low-interest rates and defaults gave us a frothy corporate debt market. An economic downturn could be crushing weak banks/FI’s, investors, and companies on edge. The article by Fortune discusses the issues in more detail. Long story short, we are operating at the marginal edge, and any blip is… Continue reading Are We Pushing The Edge on Corporate Debt?

  I spent the last few days (and much of this week) reviewing CCPA and emerging trends in data privacy. I expect this will become a Federal issue given interstate commerce implications – and it needs to be. A patchwork quilt of 50+ regulations won’t fly. http://ow.ly/90M750xwjQ8  

Welcome to BA225 – Business Law. I look forward to spending the next few weeks with you to learn how the law and legal environment impact business operations. A few things as we dig into the semester – There are no tests, but a lot of reading and writing in this class. The writing assignments… Continue reading Welcome to BA 225 – Business Law – Summer 2017 – Saint Martin’s University

Welcome to BA311 – Money and Banking.  I look forward to spending the next few weeks with you as we learn how financial markets and economic policies impact business operations. A few things as we dig into the semester – Tests and homework will be an open book, notes, and a computer.  It will be… Continue reading Intro and Syllabus for BA311 – Money and Banking – Spring 2017

Welcome to BA300 – Principles of Finance. I look forward to spending the next few weeks with you as we explore Corporate Finance. A few things as we dig into the semester – Tests and homework will be open books, notes, and computers. It will be helpful if you have a laptop or tablet for… Continue reading Intro and Syllabus for BA300 – Principles of Finance

The ability to have free trade in goods and services helps more than it hurts. The global economic powers must help that negatively affected transition, but the world is better when goods and services, instead of weapons and soldiers, cross borders. Less Open Borders Hurt – The Economist What is free trade, and what does… Continue reading Global Economics 

After eight years of aggressive policy moves by both the Bush and Obama administrations, little has changed in the average American’s economic life. We are no longer looking at a collapse of the banking system. Still, underemployment, wage stagnation, a crushing debt load, and frustration with increased regulation – particularly wage and hour regulation (see… Continue reading Fiscal Policy and Federal Intervention – More Hope than Change