Your instincts will often kick in and tell you to resist change. This might happen without you even noticing it. This happens because the body and mind always seek stability and balance. However, the world is ever-changing whether you like it or not. If you don’t learn to change with it, your life will eventually… Continue reading Overcome Change Resistance!
Author: Ed Barton
7 Questions To Ask Yourself Before You Pay Off Debt
If you’re fortunate enough to have an income that exceeds your bills, it can be unclear how to put that positive cash flow to good use. Is it better to pay off your debt or put it into savings? Deciding whether to save or pay off debt can be determined by examining a few essential… Continue reading 7 Questions To Ask Yourself Before You Pay Off Debt
6 Steps To Disability Financial Security
You likely have life insurance. You know that your family will be okay should your life end prematurely. But what if you become disabled? There’s a good chance you don’t have sufficient resources or insurance to replace lost income if you find yourself unable to work. Most Americans fail to consider the ramifications of short… Continue reading 6 Steps To Disability Financial Security
7 Tips To Lower Closing Costs
One set of costs that will quickly become significant to you when you’re purchasing a home is buyer closing costs. Closing costs are the variety of fees charged to you by those involved in the sales transaction. Typically, these costs run from 2 to 4 percent of the sales price but vary with geographical location… Continue reading 7 Tips To Lower Closing Costs
Teach Your Kids Good Financial Habits!
Have you ever heard that it is easier to teach things to kids than adults? It’s true. This goes for money, too. If you want your kids to save more than they spend, start at an early age. Here are some tips: Play money games with your kids. Monopoly was a popular game when I… Continue reading Teach Your Kids Good Financial Habits!
401k Plan Basics
Many employers offer 401(k) plans to help their employees save for retirement. However, there is much to learn about the 401(k) – details and explanations that will help someone decide whether a 401(k) is right for them. Most employers provide tax-deferred investing to their employees in the form of 401(k), which also helps to lower… Continue reading 401k Plan Basics
9 Insurance Mistakes Most People Make
Unexpected losses can put the best-laid financial plans in turmoil. Insurance coverage is necessary to protect against unexpected costs, property loss, and disability. There are no universal answers to the question of how much insurance is enough. Situations vary. A single 22-year-old, unmarried, in perfect health, without dependents, has different needs than a 35-year-old working… Continue reading 9 Insurance Mistakes Most People Make
10 Time Hacks To Implement And 6 Time Wasters To Eliminate
You know there are 168 hours in a week, but you may feel puzzled about where they all go. Use this list to help you get started figuring it all out. See which activities you could perform more efficiently and which you may want to cut back on. Necessities You Probably Want to Keep Budget… Continue reading 10 Time Hacks To Implement And 6 Time Wasters To Eliminate
7 Tax Prep Tips
Well, it’s that time again — tax time. It’s time to gather all those rumpled receipts from the shoe box and straighten them out. Whether you are doing your taxes or having the service performed by someone else, getting your papers in order beforehand will help. Here are some tips for tax preparation: 1. Gather… Continue reading 7 Tax Prep Tips
7 Tips To Save Money on Your Groceries
No matter how many people there may be in your family, your grocery bill can be one of the most expensive items you have to pay for. But with some planning and creativity, there are at least seven ways you can cut your spending at the grocery store. The first thing you can do is… Continue reading 7 Tips To Save Money on Your Groceries