Do you already have coverage? If yes, go over your current policy to assess how much coverage you already have. Dropping and replacing an existing policy with a new one can be costly. Figure out how much coverage you need. Ideally, you should purchase enough coverage to replace your income. You may want additional coverage… Continue reading 10 Steps To Determine Your Life Insurance Needs
Blog
Considering An Auditing Career?
There are many career choices within the accounting field, and accountancy auditing careers is just one. Auditing is essential, and it is considered an integral part of business finances. Auditors are greatly needed to examine, analyze, and verify the business finances. The Bureau of Labor claims that accountancy auditors are in demand now and in… Continue reading Considering An Auditing Career?
8 Creative Financing Ideas For Real Estate Investors
Buying commercial property can be challenging. The properties can be costly, and you’ll usually need a down payment of at least 35%. Fortunately, there are many opportunities to fund commercial real estate creatively. Always remember that commercial real estate owners are business people. Everything is negotiable. You might be surprised by what a seller is… Continue reading 8 Creative Financing Ideas For Real Estate Investors
Are You A Compulsive Spender?
Compulsive spending involves feeling compelled to spend money on items you don’t want or need. Sometimes, you might spend money on items you already have plenty of. For example, even though you love getting new shoes, if you already have 20 pairs of them, it’s probably safe to say you don’t need another. Signs You… Continue reading Are You A Compulsive Spender?
Practical Tips For First Time Home Buyers
The decision to go from renter to homeowner is a big one. When you own your own home, there are a lot of responsibilities, but there are also a lot of benefits. Buying a home for the first time can be intimidating. The reason it’s daunting is because, for most individuals, it’s the single largest… Continue reading Practical Tips For First Time Home Buyers
Adult ADD and Taxes – It’s A Legit Issue…
I know you still have about three months until you have to think about year-end and file your U.S. tax forms, but now is an excellent time to think about taxes. Many adults with ADD would rather scrub the floor with a toothbrush than work on preparing their taxes. Here are some tips to help… Continue reading Adult ADD and Taxes – It’s A Legit Issue…
6 Finance Tips For Twenty-Somethings
Financial responsibility is not a priority for most young adults. If you’re in your early 20s, you’re probably more preoccupied with friends, school, relationships, finding work, or traveling. Finances aren’t fun, but getting a head start will make things easier for you in the future. Be aware of the obstacles you will face soon –… Continue reading 6 Finance Tips For Twenty-Somethings
How Do After Tax Retirement Plan Contributions Work?
The phrase “after tax contributions” regarding retirement accounts can often be confusing. This article will discuss some of the common aspects of after-tax contributions. You might find it easier to understand the phrase if you consider after-tax contributions as voluntary contributions. You deposit These contributions into a retirement account or annuity after you have paid… Continue reading How Do After Tax Retirement Plan Contributions Work?
Use Positive Self Talk To Combat Negativity
Do you talk yourself out of being excited and hopeful whenever you feel good about yourself? Do you often start out feeling confident in yourself and your abilities and then drop to zero confidence when your inner dialogue kicks in? This negative thinking is something many people struggle with, but there’s a better way. You… Continue reading Use Positive Self Talk To Combat Negativity
Alternative Minimum Tax – Does AMT Apply To You?
The alternative minimum tax is a procedure to keep the wealthiest Americans from avoiding tax paying responsibilities. As is typical of the federal government, the failed to include any language adjusting for income growth. As a result, the alternative minimum tax creams many taxpayers even though it was never intended to cover them. So, why… Continue reading Alternative Minimum Tax – Does AMT Apply To You?