Bankruptcy is a terrifying term to most people. Many considering filing for it is already in a highly stressful situation. Bankruptcy is a tool that gives people a second chance when there don’t appear to be any viable alternatives. Just be sure it is the right tool for your situation. Consider these points: There are… Continue reading Should You File Bankruptcy?
Category: Finance
5 Things You Need To Know About Your Social Security Death Benefit
What Are My Social Security Death Benefits When a loved one dies, it can be a difficult and confusing time. One of the many things you may have to deal with is figuring out their Social Security benefits and how to claim them. Understanding these benefits and how they can make this process easier will… Continue reading 5 Things You Need To Know About Your Social Security Death Benefit
7 Secrets To Save On Your Spring Vacation
What if you could stretch your $5,000 budget into a $10,000 vacation? Imagine how much more you could do and enjoy: a more excellent hotel, better food, or maybe you would change your plans altogether. It can be done. With some research and planning, taking a nicer vacation than you think you can afford is… Continue reading 7 Secrets To Save On Your Spring Vacation
5 Tips For Choosing The Right Debit Card
Are Debit Cards Smart Choices? Debit cards are becoming increasingly popular, but are they a smart choice for everyone? Let’s look at the pros and cons of debit cards to see if they’re right for you. The Pros of Debit Cards Debit cards are an increasingly popular financial tool offering several advantages, including convenience, improved… Continue reading 5 Tips For Choosing The Right Debit Card
Are Payday Loans A Scam?
Are Payday Loans A Scam? You may consider a payday loan if you’re in a bind and need cash fast. But are these loans really what they’re cracked up to be? Or are they big scams leaving you with even more financial trouble? Let’s take a closer look at payday loans to see if they’re… Continue reading Are Payday Loans A Scam?
Divorce and Debt – 7 Things You Need to Know
Divorce is challenging for a variety of reasons. The legal aspect of divorce is primarily concentrated on the division of assets and debts. Divorce isn’t just emotionally costly. It can be financially expensive, too. Learn the basics of debt and divorce so you don’t get caught off-guard in challenging circumstances: The rules vary from state… Continue reading Divorce and Debt – 7 Things You Need to Know
7 Ways Your Family and Friends Might Ruin You
Some people might be a hazard to your financial health, but you may not have noticed their negative impact on your wallet. This is because we focus so much time and energy on these individuals that it becomes difficult for us to think about anything else when there’s no conflict between ourselves and those close… Continue reading 7 Ways Your Family and Friends Might Ruin You
How Long Can The IRS Collect Back Taxes?
What is the statute of limitations for the IRS to collect back taxes? The IRS statute of limitations or Collection Statute Expiration Date (CSED) for the IRS to collect back taxes varies depending on the tax return. For instance, if a tax return is filed on time, the statute of limitations is generally three years… Continue reading How Long Can The IRS Collect Back Taxes?
Is There An Inheritance Tax In Florida?
What are Inheritance and Estate Taxes Inheritance taxes are paid by the individual heirs who receive inherited property. While there is no Federal inheritance tax, some states treat inheritance as income and will tax the recipient of an inheritance. The decedent’s estate pays estate taxes before the estate assets are distributed to the heirs. Florida… Continue reading Is There An Inheritance Tax In Florida?
Wealth Without Risk by Charles Givens – Book Review
What is Charles Givens’ philosophy on wealth and risk management Charles Givens was a leading expert on wealth and risk management, and his philosophy was centered around a few key principles. First, he believed that wealth should be viewed as an end in itself, not merely as a means to acquiring even more wealth. Additionally,… Continue reading Wealth Without Risk by Charles Givens – Book Review