A variable universal life insurance policy, known in the insurance industry as a “VUL,” has many benefits. It offers permanent life insurance and allows you to invest your cash value funds as you see fit within the policy. Apportionment of Your Money When You Purchase a VUL Unlike a term life insurance policy, a VUL… Continue reading Variable Universal Life Insurance (VUL) – How To Choose The Right Investment
Category: Finance
What Is A Price/Earnings Ratio or P/E Ratio?
The Price-to-Earnings (P/E) ratio is a financial metric that is widely used to assess the valuation of a publicly traded company. It is calculated by dividing the market price per share of a company’s stock by its earnings per share (EPS). The formula for the P/E ratio is: P/E Ratio= Earnings per Share divided by… Continue reading What Is A Price/Earnings Ratio or P/E Ratio?
What Are Basic Accounting Principles?
If everyone involved in the accounting process followed their system, or no system at all, honestly, there’d be no way to tell whether a company was profitable. Most companies follow generally accepted accounting principles or GAAP; considerable tomes in libraries and bookstores are devoted to this topic. Unless a company states otherwise, anyone reading a… Continue reading What Are Basic Accounting Principles?
How To Settle An Old Tax Debt
Do you have an old tax debt lurking in your past? If you’re interested in settling it, consider these tips. You may be able to settle an old tax debt without paying the entire amount! Try these techniques: Find out the exact amount. The amount you owe will include fees and interest. The IRS or… Continue reading How To Settle An Old Tax Debt
Should You Do Debt Consolidation?
A debt consolidation loan can be outstanding if you avoid the disadvantages. It lets you pay off many debts simultaneously, leaving you with just one monthly loan payment. If you use a home equity loan to consolidate those debts, your interest rate will also be lower. Depending on the loan length, you could save time and… Continue reading Should You Do Debt Consolidation?
What Is The Sarbanes-Oxley Act?
The Sarbanes-Oxley Act of 2002, often abbreviated as SOX, is a United States federal law enacted in response to high-profile corporate accounting scandals, including those involving Enron, WorldCom, and Tyco International. The Act is named after its sponsors, Senator Paul Sarbanes and Representative Michael Oxley. The primary purpose of the Sarbanes-Oxley Act is to enhance… Continue reading What Is The Sarbanes-Oxley Act?
9 Car Insurance Tips To Save Big
You must legally insure your vehicle, but this doesn’t mean you should overpay for coverage. Your insurance provider’s monthly premium expense will impact your budget, so looking for an affordable option is important. It is possible to purchase the kind of coverage you need, protect your vehicle, and save money if you take the time… Continue reading 9 Car Insurance Tips To Save Big
Are You Considering an Auditing Career?
There are several career choices within the accountancy field, including an accounting auditing career. Auditors play a vital role, especially in the business industry. They perform various tasks that are considered essential to the financial matters of any business. There is a great demand for company auditors, and according to the Labor Bureau, the demand… Continue reading Are You Considering an Auditing Career?
Life Insurance Medical Exam – What You Need To Know
Have you ever studied hard for an exam? Even though you might not have been paying close attention all semester, cramming at the last minute can still be worthwhile. You can apply the same tactic to your life insurance exam. While it’s better to be healthy all the time, there are things you can do… Continue reading Life Insurance Medical Exam – What You Need To Know
When Do I Need A CPA?
A Certified Public Accountant, or CPA, can help ensure that your small business accounting or individual taxes are accurate and complete. Some businesses are small enough, such as home-based businesses, that a Certified Public Accountant is not needed for most accounting tasks. However, there are times when a business or individual should use a Certified… Continue reading When Do I Need A CPA?