How often do you think about your auto insurance rates? If you’re like many, you only consider your rates during renewals. If so, you may be surprised that auto insurance companies periodically raise insurance rates. Therefore, you might have taken the best deal for insurance when you first bought it, but now, you could be… Continue reading 6 Times To Check Your Auto Insurance Rates
Category: Finance
Just Say No To Private Mortgage Insurance (PMI)
Q: I’m considering private mortgage insurance (PMI) on the new home I want to buy. Is this a good idea, and do I need PMI? A: PMI is an extra fee that you pay every month with your mortgage. It is designed to keep the lender safe if you default on the home loan. You… Continue reading Just Say No To Private Mortgage Insurance (PMI)
How To Do A Personal Finance Review
In every area of your life, submitting yourself to a checkup is essential to determine your health. That way, you can make course corrections and ensure that you remain on the path to the success you were born to experience. This is especially true about your finances. Your fiscal health affects your overall sense of… Continue reading How To Do A Personal Finance Review
10 Steps To Determine Your Life Insurance Needs
Do you already have coverage? If yes, go over your current policy to assess how much coverage you already have. Dropping and replacing an existing policy with a new one can be costly. Figure out how much coverage you need. Ideally, you should purchase enough coverage to replace your income. You may want additional coverage… Continue reading 10 Steps To Determine Your Life Insurance Needs
Are You A Compulsive Spender?
Compulsive spending involves feeling compelled to spend money on items you don’t want or need. Sometimes, you might spend money on items you already have plenty of. For example, even though you love getting new shoes, if you already have 20 pairs of them, it’s probably safe to say you don’t need another. Signs You… Continue reading Are You A Compulsive Spender?
Practical Tips For First Time Home Buyers
The decision to go from renter to homeowner is a big one. When you own your own home, there are a lot of responsibilities, but there are also a lot of benefits. Buying a home for the first time can be intimidating. The reason it’s daunting is because, for most individuals, it’s the single largest… Continue reading Practical Tips For First Time Home Buyers
Adult ADD and Taxes – It’s A Legit Issue…
I know you still have about three months until you have to think about year-end and file your U.S. tax forms, but now is an excellent time to think about taxes. Many adults with ADD would rather scrub the floor with a toothbrush than work on preparing their taxes. Here are some tips to help… Continue reading Adult ADD and Taxes – It’s A Legit Issue…
6 Finance Tips For Twenty-Somethings
Financial responsibility is not a priority for most young adults. If you’re in your early 20s, you’re probably more preoccupied with friends, school, relationships, finding work, or traveling. Finances aren’t fun, but getting a head start will make things easier for you in the future. Be aware of the obstacles you will face soon –… Continue reading 6 Finance Tips For Twenty-Somethings
How Do After Tax Retirement Plan Contributions Work?
The phrase “after tax contributions” regarding retirement accounts can often be confusing. This article will discuss some of the common aspects of after-tax contributions. You might find it easier to understand the phrase if you consider after-tax contributions as voluntary contributions. You deposit These contributions into a retirement account or annuity after you have paid… Continue reading How Do After Tax Retirement Plan Contributions Work?
How To Choose An Accountant
Choosing the right accountant is very important. Avoid the mistaken belief that all financial professionals are equally skilled and capable. Abilities and ethics vary from one person to another. It’s your money, so protect it and get the best service possible. Take your time and find someone that fits your personality and needs. Choose wisely… Continue reading How To Choose An Accountant