You probably spent much time getting disciplined to save money for your home purchase. You must carry this financial discipline through the escrow period, or you could encounter problems. Budget for Closing Costs – Property Taxes, Legal Fees, and Such When you decided to purchase a home, you went through several steps to get your… Continue reading Did You Budget For Closing Fees?
Category: Finance
What Is A Capital Gains Tax?
Capital Gains is a federal tax on capital accumulation, investment, and productivity. Some income subject to capital gains tax includes selling an investment, a home, a family business, a farm or ranch, or even a work of art. The capital gains tax is applied to the difference between the price paid for an item and… Continue reading What Is A Capital Gains Tax?
What Health Insurance Can I Afford?
While some people are predisposed to illness and others like to protect themselves from the unknown, having health insurance that you can fall back on in both cases is essential. The biggest challenge that many people face as it relates to health insurance is the cost. Sure, most businesses sometimes offer insurance plans for employees… Continue reading What Health Insurance Can I Afford?
11 Things To Look For When Choosing An Insurance Agent
Chances are, at some point in your life, you’re likely to want the services of an insurance agent. Homeowners, auto, health, disability, and life insurance can prevent financial disaster due to a crisis. A good insurance agent can help you protect one of your greatest assets: your money. How do you find an exceptional insurance… Continue reading 11 Things To Look For When Choosing An Insurance Agent
Considering A Career Change? Read This First…
Take a New Career for a Test Drive First Changing careers can be challenging as you deal with potential pay cuts, retraining, and conducting a job search in a whole new field. Reduce your risks with these strategies that will let you try out a new career before you make a giant leap. Ways to… Continue reading Considering A Career Change? Read This First…
11 Ways To Save Money on Life Insurance
No one wants to consider a premature death, but failing can create serious financial difficulties for those you leave behind. Getting this aspect of your financial plan under control is essential. More than 2,000 companies are selling life insurance in the United States, all offering similar products. Finding the right product at the right price… Continue reading 11 Ways To Save Money on Life Insurance
Child Custody Issues and Taxes
A child custody agreement can seriously affect your tax filing and taxes overall. This issue should be addressed with your attorney or with your accountant while you are going through the process of negotiating or litigating child custody or a divorce agreement. Waiting until after you have finalized a child custody agreement to investigate the… Continue reading Child Custody Issues and Taxes
Is There Such A Thing As Good Debt?
We’re usually led to believe that debt is terrible. Carrying a large load of credit card debt didn’t happen a few generations ago. Older individuals might say, “If you can’t afford it, don’t buy it.” That’s usually good advice. It isn’t a good idea to carry a lot of credit card debt, but sometimes debt… Continue reading Is There Such A Thing As Good Debt?
5 Vacation Destinations To Fit Your Budget
Nothing refreshes the body and mind like a vacation. Whether you travel alone, with family or extended family and close friends, avoiding the daily routine is good! According to the American Society of Travel Agents, the five most budget-friendly travel destinations are: Las Vegas, Nevada Orlando, Florida Branson, Missouri New Orleans, Louisiana Los Angeles, California.… Continue reading 5 Vacation Destinations To Fit Your Budget
Should You Drop Your Insurance?
While many are underinsured, some carry more insurance than we need. We may have too much or the wrong kind. There are times when dropping your insurance coverage makes sense. Making unnecessary premium payments is wasteful. Always seek to make the best use of your financial resources. Consider these circumstances: Term life insurance. This type… Continue reading Should You Drop Your Insurance?