One of the many keys to effectively changing your life is prioritization. Everyone has limited resources, whether those resources are time, money, or energy. Since you’re likely limited by your time and energy, it only makes sense to focus your resources on creating those financial habits that will impact your situation the most. Try this… Continue reading 4 Key Financial Habits For Long-Term Success
Category: Personal Finance
Do You Need Personal Umbrella Insurance?
If you prefer to plan for anything unsavory that might happen to you financially, you might want to consider purchasing umbrella liability insurance. Umbrella liability insurance can protect your assets from large claims or lawsuits. Review these elements of an umbrella liability insurance policy. Maybe the time is right for you to obtain an “umbrella”… Continue reading Do You Need Personal Umbrella Insurance?
Is Workers’ Compensation Taxable?
Workers’ compensation benefits cover you if you’ve suffered a work-related injury or occupational sickness. You may wonder if you’ll have to report these benefits on your tax return and pay taxes on any settlement or award you receive. The answer depends on the specifics of your case, but in general, a workers’ compensation settlement is… Continue reading Is Workers’ Compensation Taxable?
Should You File Bankruptcy?
Bankruptcy is a terrifying term to most people. Many considering filing for it is already in a highly stressful situation. Bankruptcy is a tool that gives people a second chance when there don’t appear to be any viable alternatives. Just be sure it is the right tool for your situation. Consider these points: There are… Continue reading Should You File Bankruptcy?
5 Things You Need To Know About Your Social Security Death Benefit
What Are My Social Security Death Benefits When a loved one dies, it can be a difficult and confusing time. One of the many things you may have to deal with is figuring out their Social Security benefits and how to claim them. Understanding these benefits and how they can make this process easier will… Continue reading 5 Things You Need To Know About Your Social Security Death Benefit
7 Secrets To Save On Your Spring Vacation
What if you could stretch your $5,000 budget into a $10,000 vacation? Imagine how much more you could do and enjoy: a more excellent hotel, better food, or maybe you would change your plans altogether. It can be done. With some research and planning, taking a nicer vacation than you think you can afford is… Continue reading 7 Secrets To Save On Your Spring Vacation
5 Tips For Choosing The Right Debit Card
Are Debit Cards Smart Choices? Debit cards are becoming increasingly popular, but are they a smart choice for everyone? Let’s look at the pros and cons of debit cards to see if they’re right for you. The Pros of Debit Cards Debit cards are an increasingly popular financial tool offering several advantages, including convenience, improved… Continue reading 5 Tips For Choosing The Right Debit Card
Are Payday Loans A Scam?
Are Payday Loans A Scam? You may consider a payday loan if you’re in a bind and need cash fast. But are these loans really what they’re cracked up to be? Or are they big scams leaving you with even more financial trouble? Let’s take a closer look at payday loans to see if they’re… Continue reading Are Payday Loans A Scam?
Divorce and Debt – 7 Things You Need to Know
Divorce is challenging for a variety of reasons. The legal aspect of divorce is primarily concentrated on the division of assets and debts. Divorce isn’t just emotionally costly. It can be financially expensive, too. Learn the basics of debt and divorce so you don’t get caught off-guard in challenging circumstances: The rules vary from state… Continue reading Divorce and Debt – 7 Things You Need to Know
7 Ways Your Family and Friends Might Ruin You
Some people might be a hazard to your financial health, but you may not have noticed their negative impact on your wallet. This is because we focus so much time and energy on these individuals that it becomes difficult for us to think about anything else when there’s no conflict between ourselves and those close… Continue reading 7 Ways Your Family and Friends Might Ruin You