Some of us enjoy being single, and some of us don’t. But there’s no arguing that being single can be more financially challenging. An additional income is a great advantage, and two people have relatively similar living expenses as a single person. Being single means having to pay for everything yourself. If you’re living life… Continue reading 6 Habits of Financially Successful Singles
Category: Personal Finance
Secrets To Getting Negative Items Off Your Credit Report
Bad credit is a more serious problem than most of us realize. You’re probably aware that a low FICO score can make getting a loan for a home or car difficult or impossible. However, you may not realize that bad credit can make getting a job difficult. Bad credit can also mean that you pay… Continue reading Secrets To Getting Negative Items Off Your Credit Report
How To Get Negative Comments Removed From Your Credit Report
Bad credit is a more serious problem than most of us realize. You’re probably aware that a low FICO score can make getting a loan for a home or car difficult or impossible. However, you may not realize that bad credit can make getting a job difficult. Bad credit can also mean that you pay… Continue reading How To Get Negative Comments Removed From Your Credit Report
4 Critical Budgeting Tips
Would you take advantage of this tool if you knew of a tool that could bring your mind, family, and finances into harmony, dramatically reduce stress, and make life’s challenges much more manageable? Such a tool does exist. A budget allows you to take control of your finances instead of your finances controlling you. You… Continue reading 4 Critical Budgeting Tips
Do You Have Too Much Debt?
Debt has practically become a national pastime. The United States and its citizens essentially run on credit. While credit can be a great convenience, it can also create significant financial challenges. Carrying too much debt creates a lot of unnecessary unnecessary costs and stress. Anyone who’s had a sleepless night because of debt knows how… Continue reading Do You Have Too Much Debt?
Tax Issues for Expats
First, tax information about moving overseas is essential because it allows people to budget their finances. When a person moves overseas, the experience would be like beginning a new life. This means every detail, especially finances, needs to be considered. Some people, when they are anticipating expenses, tend to forget taxes. Although people hate paying… Continue reading Tax Issues for Expats
Does A Home Warranty Make Sense?
HOW TO BENEFIT FROM A HOME WARRANTY PLAN Q: I am considering a home warranty plan but am unsure if the cost is worth it. What are the benefits of a home warranty plan? A: A home warranty plan protects you from unexpected house repairs. Although plans vary, they frequently cover appliances, plumbing issues, ductwork,… Continue reading Does A Home Warranty Make Sense?
Did You Budget For Closing Fees?
You probably spent much time getting disciplined to save money for your home purchase. You must carry this financial discipline through the escrow period, or you could encounter problems. Budget for Closing Costs – Property Taxes, Legal Fees, and Such When you decided to purchase a home, you went through several steps to get your… Continue reading Did You Budget For Closing Fees?
What Health Insurance Can I Afford?
While some people are predisposed to illness and others like to protect themselves from the unknown, having health insurance that you can fall back on in both cases is essential. The biggest challenge that many people face as it relates to health insurance is the cost. Sure, most businesses sometimes offer insurance plans for employees… Continue reading What Health Insurance Can I Afford?
11 Things To Look For When Choosing An Insurance Agent
Chances are, at some point in your life, you’re likely to want the services of an insurance agent. Homeowners, auto, health, disability, and life insurance can prevent financial disaster due to a crisis. A good insurance agent can help you protect one of your greatest assets: your money. How do you find an exceptional insurance… Continue reading 11 Things To Look For When Choosing An Insurance Agent