If you’re investing during retirement, you’ll likely be placing a premium on immediate income generation. Investing during retirement doesn’t provide the same luxury of time or alternative income sources as pre-retirement investing. This means that the investments themselves must yield consistent income. Suppose you’re retired or will retire soon. In that case, you also have… Continue reading 4 Retirement Investing Tips
Category: Personal Finance
Wage Garnishment – What You Need To Know
Understanding Your Wage Garnishment Are your wages being garnished? Wage garnishment can occur because of a court order or judgment. It can also happen because of unpaid taxes, defaulted student loans, child support, and other issues. The key idea is that a portion of your paycheck is held back to make these payments. Learn the… Continue reading Wage Garnishment – What You Need To Know
How To Achieve Abundance
How to Achieve an Abundance of Wealth Do you genuinely believe achieving the financial prosperity you deserve is possible? There’s no one set way to achieve abundant wealth; all you must do is find your path. However, every path to personal wealth begins with the right frame of mind. A Wealthy Mindset A positive mindset is… Continue reading How To Achieve Abundance
Is Eating Out Ruining Your Finances?
This is a question we need to think about seriously. Eating out with co-workers is fun, but can our budget handle it? Following the group could be part of the problem siphoning our hard-earned money each payday. No one wants to be left out. Eating lunch together is a way to bond away from the… Continue reading Is Eating Out Ruining Your Finances?
Understanding Employee Taxes
Employee taxes can be among the most difficult to understand when running a business and hiring employees. If you don’t understand the complexities involving employee payroll tax, it can also get you into a heap of trouble. The first employee tax factor you should understand is what taxes you are responsible for as an employer.… Continue reading Understanding Employee Taxes
7 Inflation Tips
Inflation can eat up your savings and plans for the future. However, you can take steps to protect yourself from inflation. Consider these tips to protect your finances: Understand purchasing power. Purchasing power refers to your ability to buy items such as necessities and luxuries. One of the main issues with inflation is that your purchasing… Continue reading 7 Inflation Tips
Green Investing – Avoid Greenwashing
What constitutes a green company? Your answer may vary from investor to investor. Green investing involves putting investment dollars into environmentally friendly companies. Some might only consider companies that address environmental issues. A company that produces solar panels would be a good example. Other investors might consider a company that recycles and shows a general environmental awareness.… Continue reading Green Investing – Avoid Greenwashing
How To Vacation on a Budget
Vacation spending has a way of getting out of control quickly. Setting up a budget and sticking to it is the best way to ensure that your vacation spending doesn’t haunt you for the months that follow your trip. There are several components to your budget you should always take into account, such as transportation,… Continue reading How To Vacation on a Budget
What You Need To Know About Tax Preparers
Nothing leads to more gnashing of teeth than the thought of preparing your taxes. Fortunately, there are people out there that do it for a living. Here Are My Receipts If the thought of preparing your taxes makes you queasy, don’t worry. Preparing your taxes is a job that can be shipped out to others.… Continue reading What You Need To Know About Tax Preparers
How To Create A 7 Step Debt Repayment Plan
When you don’t take steps to repay debt, it can grow into a force to be reckoned with. The reason is that debt collectors often assess additional fees and interest on the debt you owe, so unpaid debts can become monstrous in short periods. Creating a debt repayment plan is essential to your financial health.… Continue reading How To Create A 7 Step Debt Repayment Plan