Unexpected losses can put the best-laid financial plans in turmoil. Insurance coverage is necessary to protect against unexpected costs, property loss, and disability. There are no universal answers to the question of how much insurance is enough. Situations vary. A single 22-year-old, unmarried, in perfect health, without dependents, has different needs than a 35-year-old working… Continue reading 9 Insurance Mistakes Most People Make
Category: Personal Finance
7 Tips To Save Money on Your Groceries
No matter how many people there may be in your family, your grocery bill can be one of the most expensive items you have to pay for. But with some planning and creativity, there are at least seven ways you can cut your spending at the grocery store. The first thing you can do is… Continue reading 7 Tips To Save Money on Your Groceries
6 Retirement Planning Essentials
The retirement years are meant to be golden. By retirement age, you’ve likely worked for 40+ years, and you can finally relax, enjoy family, and visit friends. Unfortunately, staying financially stable, though, is often a challenge. Working through these tasks will help you maintain financial stability when you retire: Understand the key to stability. The… Continue reading 6 Retirement Planning Essentials
8 Examples Where A Good Bookkeeper Pays For Themself
Standard monthly expenses for your Business are transferred from you to your Tax Professional to be put on your Schedule C. No problem; most people get this part right. It’s the thousands of dollars in miscellaneous receipts that many people forget when under the haze of tax season. These miscellaneous expenditures can save a small… Continue reading 8 Examples Where A Good Bookkeeper Pays For Themself
5 Ways To Start Getting Out of Debt
Debt can be overwhelming, especially when we’ve taken on too much of it. It looms over our heads, overshadowing everything else at times. Getting into debt has become easier than it once was, and one of the results is more people who have trouble making ends meet. It may seem impossible to get out of… Continue reading 5 Ways To Start Getting Out of Debt
8 Homeowners Insurance Tips
Before you shop for homeowners insurance, it’s wise to be informed about the wide range of costs and the ins and outs of insuring your home. Learning as much as possible about the following points will help you select the best homeowners insurance to meet your needs. Be aware that how much you know about… Continue reading 8 Homeowners Insurance Tips
What Do My Paycheck Deductions Mean?
We all look forward to receiving our paychecks. We can calculate how much we should get paid from the number of hours we worked on our salaried amount. When the check comes, the amount on the bottom line is always less than anticipated. We see a list of abbreviations for deductions made to our gross… Continue reading What Do My Paycheck Deductions Mean?
5 Easy Steps To Frugal Living
Frugal living does not have to be about a life of deprivation. The frugal life consists of thrifty shopping, careful choices, and a saving mindset. Making just a few adjustments in five areas of your everyday life will help you become a frugal person. Food Groceries are one of the most expensive items on any… Continue reading 5 Easy Steps To Frugal Living
10 Wealth Building Tips
Are you reaching your financial goals? Do you even have financial goals? Regardless of your current financial situation, there are several strategies you can use that can make you rich. There are no guarantees in life, but you can significantly increase the odds in your favor. Intelligent decisions and consistent behavior are all you need.… Continue reading 10 Wealth Building Tips
When Do I Need To File an Income Tax Return?
The Internal Revenue Service (IRS) requires you to file a federal income tax return if your income meets certain thresholds. The amount you make each year generally determines whether you must file a return. If you are unsure whether you need to file, the IRS has a handy tool called the “Do I Need To… Continue reading When Do I Need To File an Income Tax Return?