For most families, student loans are a big part of college education financing. While student loans are easy to get, they aren’t as easy to understand. There are so many payment plans, variable interest rates,…
Browsing CategoryPersonal Finance
Money Tips For Parents
The importance of money becomes apparent when we have kids. We could have squeaked by living paycheck to paycheck when it was just ourselves, but now that there are others to think about, we have…
When Should You Hire A Professional To Do Your Taxes?
If you’re not sure whether you have a simple tax return you can do yourself, or you wonder about missing significant tax advantages or are concerned that you might be making mistakes, use the checklist…
10 Ways To Avoid Student Loans
Student loan debt is growing at a rapid rate. Too many students borrow as much as possible, which can be a grave mistake. There are many ways to minimize your student debt and take control…
Do You Have An Overspending Problem?
Have you ever written a check for something you knew you didn’t have the money for? People do that more than you think. They play the game of “robbing Peter to pay Paul.” This common…
Do You Need Disability Insurance?
Most of us have insured our houses, possessions, cars, and lives. However, have you insured something that might be even more important: your ability to earn an income consistently? This may be the most important…
Should I Get A Payday Loan or Use a Credit Card Cash Advance?
A bill is due tomorrow, your bank account is low, and you need cash fast. What can you do? Many turn to the payday loan option. This option has several pros and cons. Payday Loans…
Tax Advantaged Medical Plan Basics
Do you have medical expenses that you incur every single year? Do you always use up your entire medical insurance deductible on co-pays? If so, a couple of medical saving plans available would allow you…
8 Tips To Using Credit Cards The Right Way
Credit cards can be a great financial tool when used correctly. They can also create a lot of havoc when misused. Credit cards make it easy, but potentially expensive, to buy nearly anything. They’re also…
1031 Exchange Capital Gains Tax Deferral
With the booming property prices of recent years, more and more people are facing large tax bill when they come to selling their investment properties. However, did you realize there is a perfectly legal way…