It’s a difficult choice between repaying your debt and saving for your future retirement. Which one do you choose to get the maximum benefit and results? If you have a debt and also want to…
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Claim Denied by Health Insurance? Try These Strategies
Do you have medical bills your insurance company doesn’t want to pay? You have several options as you explore different ways to pay the bills. If your insurance company won’t pay the bill, consider these…
FSA, HSA, HRA, and MSA: Understanding Medical Expense Accounts
Medical expense accounts offer a tax-advantaged means to save and pay for medical expenses not commonly covered by health insurance. The four types of accounts are: Flexible Spending Arrangements (FSAs) Health Savings Accounts (HSAs) Health…
Life Insurance Fraud – What You Need To Know
You’re probably familiar with the concept of insurance fraud since it has been around for a long time. The earliest recorded instance involves a merchant intentionally sinking his ship in 300 B.C.! The merchant drowned…
Easy Ways To Inventory Your Possessions For Insurance
Insurance companies can require you to provide an inventory of lost, stolen, or damaged items before paying for a claim. If you don’t have an accurate inventory, it could reduce the amount of money the…
Variable Universal Life Insurance (VUL) – How To Choose The Right Investment
A variable universal life insurance policy, known in the insurance industry as a “VUL,” has many benefits. It offers permanent life insurance and allows you to invest your cash value funds as you see fit…
How To Settle An Old Tax Debt
Do you have an old tax debt lurking in your past? If you’re interested in settling it, consider these tips. You may be able to settle an old tax debt without paying the entire amount!…
Should You Do Debt Consolidation?
A debt consolidation loan can be outstanding if you avoid the disadvantages. It lets you pay off many debts simultaneously, leaving you with just one monthly loan payment. If you use a home equity loan…
9 Car Insurance Tips To Save Big
You must legally insure your vehicle, but this doesn’t mean you should overpay for coverage. Your insurance provider’s monthly premium expense will impact your budget, so looking for an affordable option is important. It is…
Life Insurance Medical Exam – What You Need To Know
Have you ever studied hard for an exam? Even though you might not have been paying close attention all semester, cramming at the last minute can still be worthwhile. You can apply the same tactic…